Maybe, just maybe, we have met the shortfall (in social security) and it’s (mainly) us.

Meagan McArdle, Asymmetrical Information at The Daily Beast making sense from the noise as usual. If you care about Social Security, Retirement Accounts, 401Ks, today or tomorrow, liberal or conservative, read the article, it’s possible we’ve actually got a reasonable (i.e. maybe the best distributed risk coverage that’s possible in an imperfect world) system, we just need to understand it’s on our shoulders to use it well.

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